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CTFO Review

CTFO Review

Today there are many people looking for ways to make money working from home. Home based business opportunities such as CTFO have offered many people without jobs the chance to earn an income.

This has helped many, including stay-at-home-mums, pay their bills. But wait a minute. As the old saying goes not all that glitters is gold, the same can apply to home-based business opportunities. In today’s internet era, you will find many MLM companies that claim to be the solution to your financial woes.

The problem is that not all these companies are legit. Some are out there to steal your hard earned money then disappear for good. To avoid falling prey to such scams, it is recommended that you do your research before signing up to their business opportunities. This will help you know if the company is legit or one of the many scams out there. In this detailed CTFO review, we are going to look at what it is, the products, compensation plan, pros, and cons so that you can know if it is legit or a scam.

CTFO Review: What exactly is this company?

Changing The Future Outcome popularly abbreviated as CTFO is a network marketing business that markets cannabidiol products. As a health and wellness network marketing business, CTFO sells a wide array of CBD products through associates and their individual sites.

The company offers people the opportunity to purchase cannabidiol and hemp products for their own personal use. Alternatively, if you want to make some extra income, you can sign up as an associate and sell CTFO products at a profit.

With experts predicting that the CBD industry could grow and become a billion dollar industry in the future, it is no surprise to see CBD companies such as CTFO seizing the opportunity. Currently, the company which was founded by brothers Steve and Stuart Finger has 50 CBD products (we will look at their products below) which is more than any other CBD company using hemp plants.

Ctfo Review

CTFO Review: Tell me about the owners

Like we mentioned above, Changing The Future Outcome (CTFO) was founded by two brothers Steve and Stuart Finger. Stuart Finger has experience in the multi-level marketing industry that dates back to the year 1996. Before he founded CTFO, he had another MLM company known as GBG which stands for “Guided By God.” Well, I am not sure if it was a good idea to link God with an MLM company, but that will not affect our unbiased review on CTFO.

According to, GBG had weight loss chewable which was quite similar to the first version of Chew The Fat Off . Note that Chew The Fat Off and Changing The Future Outcome share the same acronym CTFO but are different entities owned by the same person, Stuart Finger. It seems like the whole GBG team moved to CTFO. Stewart’s brother Steve Finger is the President and CEO of CTFO. Other people that makeup CTFO’s exective team include Steve Sakal, the National Training Director; Michael Khan, the Secretary, Treasurer, and Chief Operating Officer; and Meagan Harris, the General Manager.

CTFO Review: The products?

What makes CTFO products different from those marketed by other CBD companies is that they aim to solve a myriad of health problems such as anxiety and blood sugar and not just pain. Additionally, CTFO products have been sourced from industrial plants in Kentucky that are fully compliant. This ensures that their products maintain the highest integrity, professionalism, reliability, and quality. Below is a list of some of CTFO products.

> CBD Isolate Drops CBD Isolate Drops contains 99% CBD purity. This product is ideal for people suffering from nausea, pain, anxiety, seizures and muscle spasms.

> CBD Vape Fluid It goes without saying that the fastest way to get CBD into your body is by using a vaporizer. CBD Vape Fluid is a legit product that lets you get that cannabidiol hit quickly and effectively.

> Total Wellness Capsules Total Wellness Capsules is good for your well being, promotes health and helps with pain relief. This product can help reduce nausea and vomiting, reduce convulsions and seizures, and suppress muscle spasms. In addition, it can help promote overall health, improve digestion, reduce nicotine cravings among other health benefits.

> CBD Anti-Aging Cream CTFO’s CBD Anti-Aging Cream contains Retinol which helps improve your skin tone and elasticity. In addition to antioxidants properties, this cream can help take back the time on how you look.

> Anti-Aging Eye Cream The Anti-Aging Eye Cream contains CBD which helps to reduce wrinkles and fine lines, the appearance of dark circles, and puffiness. By rubbing the AntiAging Eye Cream, its anti-inflammatory properties will help to smooth and lighten specific problem areas below your eyes.

> CBD Pet Treats This product is beneficial for pets that are suffering from stress, anxiety, nausea, and seizures.

> Anti Stress Oral Spray Anti Stress Oral Spray is ideal for people suffering from chronic stress and anxiety. It works by controlling your body’s release of glucocorticoid.

> CBD Weight Loss Oral Spray Are you working to cut pounds? CBD Weight Loss Oral Spray can help you lose weight by suppressing your appetite.

Ctfo Products

CTFO Review: The compensation plan

It is absolutely FREE to join CTFO. Once you join the company as an associate, you will qualify for the 20 percent CV commission that is offered on all direct sales. Here is how CTFO’s compensation plan looks like.

Retail Profit Distributors can make money buying products at wholesale prices then selling them at retail prices. This will result in 30% retail profits on sales that they get to keep as income.

Residual commission Residual commission basically means the percentage of income you receive from distributors you enroll personally in the business and the people they enroll. When you join the company, you will start at level 1. This level earns you a 20% residual commission. Other levels up to level 5 will earn you an additional 4% residual commission. For example at level 5, the residual commission will be 36% (20% + 4% + 4% + 4% + 4%).

Residual Matrix Pay CTFO uses a residual matrix pay of 3 x 21. This means, there are 21 levels and the pay you receive depends on the level it came from. For example, the first level up to level five will earn you a commission of 1%. Level 6 and 7 will earn you 10% residual matrix commission. And levels 8 to 21 will earn you 1% commission. However, you will need to enroll three active distributors to unlock the full commission up to the seventh level, enroll four active distributors to unlock full commission up to the fourteenth level, and enroll five active distributors to unlock full commission up to the 21st level.

Infinity Bonus Pay Once you attain the rank of Vice President, you will qualify for the infinity bonus pay. The percentage is based on your GV (Group Volume). For example, Vice Presidents will earn 4% GV, Senior Vice Presidents 8% GV, Executive Vice Presidents 12% GV, Presidential and Senior Presidential Directors 13.5% GV, and finally the Top Guns and Executive Presidential Directors will get 19% GV.

CTFO Review: What we like about it

> Wide product range This CBD company has everything under one roof. From pet sprays to weight loss oral sprays, CTFO offers amazing CBD products. Their products may not be FDA approved, but that does not mean they cannot relieve pain or other symptoms.

> Affordable products Compared to similar products in the market, CTFO’s products are relatively cheaper. This is partly attributed to the fact that the company’s executive team does not earn huge salaries like other MLM companies. Instead, they earn commissions like other associates. This salary savings trickle down to consumers as they enjoy cheaper products.

CTFO Shake Off

CTFO Review: What we don’t like about it

Well, no company is perfect and the same can be said about CTFO. The company’s products may offer relief to pain, seizures, anxiety, and stress. But it has not been FDA Approved, so my recommendation is talk to your doctor before taking CBD if you have concerns about taking CBD.

My Final thoughts

CTFO may have a few flaws but that does not mean it is a scam. This company is legit and has helped many distributors make money while at the same time improving the health of consumers.

However, that does not mean I recommend you join this company as a distributor. Depending on whether you have experience in sales, you can tell if you can hack it selling CTFO’s products in the US, Canada, England, Sweden, Ireland or Northern Ireland.

Remember that MLM companies usually raise eyebrows from people because of the many pyramid scams out there. Therefore, recruiting new people into your team may be a tall order, which is another way of earning residual income. At same time its free to join and give it a go, but ill leave that up to you.

How To Join Or Buy CTFO Products

If you are still interested in joining than ill leave a link below if you are interested in signing up and earning extra income promoting CTFO Products. Or if you are just wanting to try the products than the link below you can click and and you will be able to purchase products that you want.

Join Or Buy Products    

If you would like to learn about other Work From Home Opportunity than check out Wealthy Affiliate

5 Hottest Affiliate Marketing Niches for 2018

5 Hottest Affiliate Marketing Niches for 2018

5 Hottest Affiliate Marketing Niches for 2018

As a marketer, one of the most important skills that you know could be affiliate marketing. Though it might not be the most crucial skill, such as optimizing conversations, producing quality content, and high-quality emails, affiliate marketing can bear quite a bit of success. But, the one thing that can make or break your affiliate marketing strategy is the chosen niche.

The most long-term profitable niches are evergreen niches. Evergreen niches are those that have been popular for several years or decade. Evergreen niches will not be going anywhere, anytime soon, if ever. Though the latest trends or fads might make you some quick money, they will not outwin evergreen niches.

It’s important to avoid super-specific niches, as there most likely won’t be any competition or customers, making it ultimately non-profitable. The most profitable niches are those that fall within categories that everyone wants, including wellness/fitness/health, relationships/sex/dating, and finance/money/wealth.

When looking for a niche, you have to go through a few questions to figure out which one to pick. You should…

Choose something that people are actually looking for.
Choose something specific with fairly low competition.
Choose something that you’re interested in.

With that out of the way, it’s time to get into the niches that are available for you to delve into. The online business world is notorious for changing often and quickly. However, there are several niches that continue to stay popular even as the market changes. These classic niches include the following:

Online shopping
Health and wellness
Weight loss
Weight gain
Muscle building
Expensive hobbies

These among others were popular in 2017 and will continue to be just as popular in 2018.

Health and wellness is probably the most profitable niche primarily because it has an abundance of sub-categories for affiliate marketers available. Weight loss and weight gain are popular niches for obvious reasons. Everyone is also looking to look and feel their best, and subsequently researching online to find information about products like Leptoconnect.

So, what are the five hottest affiliate marketing niches for 2018? Here is our list.

Social Media Marketing

Though social media has been around for what seems like forever, it has only started to become a favorite for marketers in the last few years. There have been countless products and information released on how anyone can market with social media. There are now even individuals who have made careers as ‘social media marketers’.

Social media offers the opportunity to carry on conversations on various topics with your audiences. It could be about teaching how to use or advertise on the biggest social networks. Or it could be about how the biggest social networking sites work. Whatever it is, you’re sure to get a lot of traffic.

3D Printing

3D Printing is an up-and-coming niche that will only keep getting better for affiliate marketers. It ensures large commissions as the interest is growing rapidly among the consumers.

A few years ago, 3D Printing was limited to the wealthy and university laboratories. In the future, 3D Printing is expected to reach every household, similar to the computer revolution. If you can jump onto the 3D printing wagon, you could capitalize on the growth and make some remarkable profits.


Nootropics seem to have grown in popularity overnight. For those that do not know, you will soon enough. Nootropics are brain-power boosting supplements. They have become very popular, especially in the education sector, as they help students to learn faster. They are also popular among professionals, who claim that they help them perform better. However, there is no proof yet over whether the pills actually work or it works as a placebo effect, but the potential is there…and it’s huge.

Virtual Reality

Virtual Reality has been fairly popular over the last few years with various large companies investing in the niche by releasing virtual reality gadgets. This niche has great profit potential for affiliate marketers. If you are unfamiliar with the topic, then there is a large amount of information available online to help you.


Gaming is one of those industries that has been around for decades, but it has only exploded for affiliates in recent years. Gaming has expanded greatly within the past decade with games for every device and demographic possible. Now, e-sports are available, where gamers are able to actually make a living through gaming.

As an affiliate, you can promote anything from hardware from strategy guides. You can also make a profit by selling access to game streaming services or promoting fun, inexpensive mini-games.

Whether you pick from these five new 2018 niches or one of the classic niches mentioned above, you’re sure to have a good platform to get your affiliate marketing business started. There are millions of industries and categories for you to choose from. So, pick well and stay committed.

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Affiliate Marketing Beginners Guide

Affiliate Marketing Beginners Guide


Affiliate Marketing Beginners Guide

Hey Folks and Welcome to Learn Affiliate Marketing for Beginners!

Have you tried earning income from home and been scammed or thing did work out well im here to help you out not gonna try and take your money from you !

What is Affiliate Marketing and how to start?

Affiliate marketing is the process of earning a commission by promoting other company’s product or services, For Example if you like fashion and would like to promote shoes you find a company that will pay you commission for every sale that goes through you.If you have a website and people come to your site and they click on the affiliate link given by the company and customer buys it you get a commission and every company or whatever you promoting they pay different could ten percent ,or could be 40 percent all depends.

Here are a couple of popular one today.

There are a bunch of them out there that you can make money with.

How to Start affiliate Marketing, or Where to Start if Your Beginner ?

This will be from my own personal experience and ill tell you that where I started out not gonna try and make you buy anything so you don’t have to worry but if you do its totally up to you ,by the way it’s totally free . I started learning affiliate marketing from a community of about 10,000 or more affiliate marketers that help each other succeed online called wealthy affiliate founders kyle and carson this website was made for people that wanted to earn money from home ,  doing affiliate marketing. Wealthy affiliate teaches you how to  make your website with ease ,drive traffic to your website and make sales from your site pretty cool right?

So How Much does it Cost to start Doing Affiliate Marketing ?

I started out with a free word press account through wealth affiliate if you want your own domain it about ten dollars, and if you interested below I posted about wealthy affiliate , if you just want to try it out for free and see if its for you feel free to try it of if you have question feel free to ask anything.



 Who is affiliate marketing for?

Affiliate marketing is for anyone young or old if you want to just make some extra money or quit your job then its for you. The best  way to start learning affiliate marketing for beginners or expert  is with Wealth Affiliate , with Wealthy affiliate you can get all the help you need to succeed online with tons of live video training classes and , hours  of video tutorials on how to build a word press site and get it ranked 1 on 1 coaching and much more if you are really want to learn and earn that is your best route talk from personal experience.